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Steps to Receiving Financial Aid

1. Start Saving

For most students, Pell Grants and scholarships alone (if awarded) will not be enough to cover the cost of attendance. By working hard and saving as much as possible before coming to school you can greatly reduce the amount of student loans you may need. This will help you to develop patterns of self-reliance and avoid unnecessary debt.

2. Fill out the FAFSA

Did you know that certain scholarships, including the BYU-Idaho Scholarship Application, require you to complete your FAFSA? The Free Application for Federal Student Aid (FAFSA) offers Pell Grants and Direct Student Loans to help you pay for your educational costs. Not all students are eligible to receive a Pell Grant; however, all students are offered loans. For more information on the types of financial aid available, visit Submitting the FAFSA and any verification documents by the priority deadlines ensures you won't receive any late fees, and you'll typically receive your aid during the first full week of school. You can complete the FAFSA here. Don’t forget that an estimated award amount will be shown once you submit your FAFSA, but be aware that it is subject to change with verification.

3. Apply for Scholarships

The BYU-Idaho Scholarship Application is one quick and easy way to apply for academic and general needs-based scholarships. The scholarship application must be completed by March 1st each year for continued consideration. You should also consider finding additional scholarships outside of those offered by the University. Learn more

4. Submit verification documents

Based on the information you provided on the FAFSA, there are instances where the Department of Education and/or BYU-Idaho may require you to submit additional documents to the Financial Aid Office, through your Financial Aid Portal, to verify that the information provided on the FAFSA is correct. These documents will appear in your financial aid student portal approximately 5 business days after you submit your FAFSA. Make sure all your documents are correct and submitted by the priority deadline to ensure your aid will be available the first week of classes. Plan ahead! On average, it takes 12 weeks to process your FAFSA once all your verification documents are received.

5. Create a budget

When you complete your FAFSA, a preliminary estimate of the amount of aid you may receive will be displayed. Using this and your other financial information, create a budget that covers the costs of attending two semesters at BYU-Idaho. Include all your resources (savings, scholarship, work income, federal aid, etc.) and all your expenses (housing, food, books, class fees, etc.) making sure your budget is complete. For average costs associated with attending BYU-Idaho, see our cost of attendance page.

6. Register

It is important to know that you are only able to receive federal aid for classes that are required for graduation. We refer to this as Program Applicability. Check your degree audit before you register, and then check the Program Applicability Tool (PAT) to confirm your registered classes are eligible to receive federal financial aid. To receive the maximum amount of federal aid for which you qualify, you must be enrolled in at least 12 program applicable credits. BYU-I scholarships do NOT require your classes to be Program Applicable.

7. Apply for jobs

If you determine that you need additional income, plan ahead and start to look for jobs early. BYU-I employs hundreds of students each semester. You can view open on-campus jobs on the student job board. Check around town as well. Many great employers will work around your school schedule!

8. Accept Loans

For some students, work, grants and scholarships may not be enough to cover all their educational expenses. Loans, when used judiciously, can be an additional resource to help fund your education. Accept the amount of loan you will need approximately 3-4 weeks before the beginning of the semester by logging into your Financial Aid Portal. Student loans may be accepted within the portal. Don’t forget to complete loan Entrance Counseling (EC) and sign and submit your Master Promissory Note (MPN) online at Your loan funds will not be released to you until these two steps are completed.